Hard Money
Hard Money in Fort Worth, TX
Secure your Hard Money in Fort Worth with a lender who understands the local landscape. We serve all of Tarrant County, including TCU and Southlake, offering fast approvals and personalized service.
Key Facts About Hard Money
CMRE hard money loans fund in as fast as 7 business days.
Hard money loans from CMRE require 20-35% down payment.
CMRE hard money programs accept properties that conventional lenders decline.
Hard money rates at CMRE range from 9.99% to 13.99% depending on LTV and experience.
CMRE hard money loans cover fix-and-flip, bridge, and ground-up construction.
CMRE Hard Money funds in as few as 7 business days.
CMRE Hard Money is asset-based — property value drives qualification.
CMRE Hard Money LTV ranges from 65% to 90% ARV.
Program Benefits
Fast Funding: Secure capital quickly, often within days, to capitalize on immediate opportunities.
Flexible Qualification: Rely less on traditional credit scores and more on the asset's potential.
Short-Term Solutions: Ideal for fix-and-flip projects, bridge loans, and other short-term financing needs.
Investment Property Focus: Perfect for real estate investors looking to purchase, renovate, or refinance properties.
Higher Loan-to-Value Ratios: Access up to 70% LTV, maximizing your investment potential.
Starting at 9.875%: Competitive rates to help you achieve your investment goals efficiently.
Program Highlights
Max LTV
70%
Min Credit Score
600
Max DTI
50%
Loan Amount Range
$50K - $5M
Amortization Options
Eligible Properties
- Single Family
- Multi Family
- Condo
- Townhouse
- Commercial
Program Requirements
Income Documentation
- •Proof of funds to cover closing costs and initial project expenses.
- •Demonstrated ability to manage the project, if applicable (e.g., for fix-and-flips).
- •Stable income or resources to support the loan, even if the property is not immediately generating revenue.
Asset Verification
- •Clear title to the property being financed.
- •Appraisal of the property to determine its current market value and after-repair value (ARV), if applicable.
- •Other assets may be considered to strengthen the application.
Insurance & Title
- •Hazard insurance policy covering the full replacement value of the property.
- •Liability insurance to protect against potential claims.
- •Builder's risk insurance may be required for renovation projects.
Property Requirements
- •Minimum FICO score of 600.
- •Review of credit history to assess risk and past financial behavior.
- •Emphasis on recent credit history and any prior real estate investment experience.
Hard Money in Fort Worth: The Complete Guide
What Is Hard Money?
Hard money loans are short-term loans secured by real estate. They are typically used by investors who need quick access to capital for projects like fix-and-flips, bridge financing, or purchasing investment properties. Unlike traditional mortgages, hard money lenders focus more on the value of the asset than the borrower's creditworthiness.
Who Uses Hard Money?
- •Fix-and-flip investors needing fast acquisition and rehab capital.
- •Bridge borrowers financing between a sale and a purchase.
- •Auction buyers needing proof of funds and rapid closing.
- •Property owners facing foreclosure who need emergency refinancing.
- •Investors purchasing non-conforming properties traditional lenders won't finance.
Hard Money Terms and Structure
- •LTV: 65%-80% as-is value or 70%-90% ARV for fix-and-flip.
- •Terms: 6 months to 3 years — designed as short-term bridge.
- •Interest rates: 9%-14% depending on LTV, condition, borrower experience.
- •Interest-only payments standard. Exit strategy required.
- •CMRE funds in as few as 7 business days.
Get Hard Money from CMRE
- •Step 1: Submit property details — address, price, value estimate, scope of work.
- •Step 2: CMRE issues term sheet within 24-48 hours.
- •Step 3: Appraisal or BPO — fast-track available.
- •Step 4: Underwriting on property value and exit strategy.
- •Step 5: Funding in as few as 7 business days.
Current Mortgage Rates
30-Year Fixed Rate
6%
as of 3/5/2026 · FRED
15-Year Fixed Rate
5.43%
as of 3/5/2026 · FRED
Rates are national averages and may differ from your actual rate. Contact us for a personalized quote.
Get Your Rate →Hard Money in Fort Worth, TX
Fort Worth mortgage programs for DFW homebuyers. Conventional, FHA, VA, and investment lending. Custom Mortgage & Real Estate specializes in providing high-fidelity Hard Money solutions tailored to the unique economic landscape of Fort Worth and the surrounding Tarrant County.
Our FinTech-driven approach allows us to offer competitive rates and streamlined processing for homeowners and investors across the entireFort Worth metropolitan area.
Service Areas & Neighborhoods
Our Fort Worth Presence
Local Knowledge. Global Rates.
200 Crescent Ct
Dallas, TX 75201
Direct Line
877-976-5669Common Questions About Hard Money in Fort Worth
What are current Hard Money rates in Fort Worth, TX?
Hard Money rates in Fort Worth depend on loan amount, credit profile, and property type. CMRE publishes updated Fort Worth rate ranges daily and provides locked quotes within 24 hours of application.
How long does Hard Money closing take in Fort Worth?
CMRE typically closes Hard Money loans in Fort Worth within 21-30 days from application. Pre-approval takes 24 hours, and our TX-licensed team coordinates title, escrow, and appraisal concurrently to save time.
How fast can CMRE fund Hard Money in Fort Worth?
CMRE funds hard money and bridge loans in Fort Worth in as fast as 7 business days. Experienced investors in Tarrant County with strong equity positions may qualify for expedited underwriting.
What LTV does Hard Money allow in Fort Worth?
Hard Money from CMRE in Fort Worth typically requires 65-80% LTV depending on property type and borrower experience. Fix-and-flip investors in Tarrant County may access higher leverage with track record documentation.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Interest rates on hard money loans are typically higher than traditional mortgages, reflecting the increased risk and short-term nature of the loan. Rates can vary depending on the lender, the borrower's experience, and the property's value, but start at 9.875% with CMRE.
One of the primary benefits of hard money loans is their speed. CMRE can often fund a hard money loan within days of application, allowing you to quickly seize opportunities.
Hard money loans can be used to finance a wide range of properties, including single-family homes, multi-family units, commercial buildings, and land. The key is that the property has potential value and can be used as collateral for the loan.
CMRE offers hard money loans with a maximum LTV of 70%, allowing you to leverage your investment and maximize your returns.
As few as 7 business days from application. Same-day term sheets available.
65%-80% of current value. Fix-and-flip: up to 90% ARV.
Primarily asset-based — property value matters most. Credit is a factor but not the primary driver.
Typically 9%-14% depending on LTV, condition, and experience. 1-3 origination points.
Hard Money by Location
Get local rates, loan limits, and market data for Hard Money in your area.
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View county-level market data, loan limits, and mortgage rates on our territory pages.
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Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
