Custom Mortgage& Real Estate
CMRE provides competitive rates for residential and commercial loans in all 50 states. 123+ loan programs. AI-powered fintech platform. Funding in as few as 7 days.
Expert Analysis
"We bridge the gap between traditional lending and fintech efficiency."
EXPLORE OUR PROGRAMS
Browse 123+ loan programs tailored to your unique financing needs
Quote Wizard
AI-Powered Rate Intelligence
Step 1: Loan Foundation
Mortgage Estimator
Principal & Interest Only
Custom Mortgage + Real Estate
A Fintech Real Estate & Finance Agency
CMRE combines mortgage industry expertise with fintech efficiency to close loans faster. Whether you're buying, refinancing, or investing, our team guides you every step.
Speed
CMRE's digital platform processes applications 3x faster than traditional lenders. AI-powered underwriting reduces review time from weeks to days.
Selection
CMRE offers 123+ loan programs including Conventional, FHA, VA, Non-QM, DSCR, and Hard Money. Every borrower finds the right fit.
Savings
CMRE provides wholesale rates with transparent pricing. No hidden fees. Competitive market rates based on FICO and LTV.
ROADMAP TO FUNDING
Six simple steps from initial application to final loan funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Ready to take the first step?
START YOUR APPLICATIONLENDING TERRITORIES
CONVENTIONAL FINANCING LOAN MARKETS
SECURE YOUR FUTURE WITH OUR RESIDENTIAL MORTGAGE FINANCING LOANS
Top Counties & Markets Served
Top Counties & Markets Served
Top Counties & Markets Served
Top Counties & Markets Served
Top Counties & Markets Served
RECENTLY FUNDED
CUSTOM MORTGAGE + REAL ESTATE RECENTLY FUNDED LOANS
Frequently Asked Questions
Everything you need to know about working with CMRE.
CMRE offers 123+ loan programs across 5 categories: Residential (Conventional, FHA, VA, Jumbo), Commercial, Non-QM (bank statements, asset depletion), Hard Money (bridge loans, fix-and-flip), and DSCR (investment property loans based on rental income).
CMRE serves borrowers across the credit spectrum. Conventional loans require 620+, FHA starts at 580, and Non-QM and Hard Money programs accept scores as low as 500. Contact us for your specific scenario.
CMRE's fintech platform accelerates the process. Standard residential loans close in 21-30 days. Hard Money and bridge loans can fund in as few as 7 days.
CMRE is a nationwide lender operating in all 50 states. We serve both residential and commercial borrowers across the country.
Non-QM loans are mortgage products for borrowers who don't fit traditional qualification criteria. CMRE offers bank statement loans, asset depletion, DSCR, and foreign national programs.
Apply online at custommortgage.floify.com, call (877) 976-5669, or use our AI voice assistant by clicking "Talk to CMRE" on the homepage.
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
FERESHTEH B
OUR PARTNERS
Licensed and insured • Equal housing opportunity lender
Last Updated: 2026-07-03