Terms of Use

Acceptance of Terms

Welcome to Custom Mtg Inc ("CMRE," "we," "us," or "our"). By accessing or using our website at custommortgageinc.com (including all subdomains and mobile applications), you agree to be bound by these Terms of Use, our Privacy Policy, and all applicable laws and regulations. If you do not agree to these terms, you must not use our website or services.

Services Provided

CMRE provides access to mortgage lending services, real estate information, AI-powered loan advisory tools, rate comparison features, and educational resources through our website. Our services are designed to help you navigate the mortgage process efficiently.

Important: The information provided on our website is for general informational purposes only and does not constitute financial, legal, tax, or real estate advice. You should consult with qualified professionals before making any financial decisions. Interest rates, loan terms, and program availability are subject to change without notice.

User Conduct & Restrictions

When using our website and services, you agree not to:

• Provide false, misleading, or fraudulent information in any application or communication
• Use our services for any unlawful purpose or in violation of any applicable laws or regulations
• Attempt to gain unauthorized access to our systems, accounts, or networks
• Interfere with or disrupt the operation of our website or services
• Scrape, crawl, or use automated tools to extract data from our website without written permission
• Reproduce, distribute, modify, or create derivative works from our content without consent
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Use our AI-powered tools in a manner designed to generate misleading or harmful outputs

Account Security

If you create an account with us, you are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized access or suspected security breach. CMRE is not liable for any loss or damage arising from your failure to safeguard your account information.

Intellectual Property

All content on our website — including text, graphics, logos, images, audio, video, software, and compilations of data — is the property of Custom Mtg Inc or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our website for personal, non-commercial purposes. This license does not include the right to reproduce, distribute, publicly display, or create derivative works from any content without our prior written consent.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, CMRE disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the maximum extent permitted by applicable law, CMRE and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of or inability to use our website or services.

Indemnification

You agree to indemnify, defend, and hold harmless Custom Mtg Inc and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of our website or services, your violation of these Terms of Use, or your violation of any rights of another party.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by CMRE. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You access them at your own risk.

Dispute Resolution & Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms of Use or the breach, termination, enforcement, interpretation, or validity thereof shall be resolved through binding arbitration administered in accordance with the rules of the American Arbitration Association (AAA) in Los Angeles County, California.

Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between CMRE and you individually. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Los Angeles County, California for any claims not subject to arbitration.

Modifications

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any modification constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

Contact Us

If you have questions about these Terms of Use:

• Custom Mtg Inc
• 16501 Ventura Blvd STE 400, Encino, CA 91436
• Phone: 877.976.5669
• Email: info@c-mtg.com