Residential
Super Jumbo Mortgages
Dreaming of a luxury home? CMRE's Super Jumbo Mortgages offer financing solutions for high-end properties, making your aspirations a reality. With competitive rates starting at 6.875% and flexible qualification criteria, we can help you secure the funding you need to purchase the home of your dreams. Let CMRE guide you through a seamless and stress-free mortgage process.
Program Benefits
Financing available for properties exceeding conventional loan limits.
Competitive interest rates starting at 6.875% for qualified borrowers.
Flexible qualification requirements, expanding access to luxury homeownership.
Personalized service from experienced mortgage professionals.
Streamlined application and approval process for a smooth transaction.
Access to a variety of loan options tailored to your unique financial situation.
Program Highlights
Max LTV
97%
Min Credit Score
620
Max DTI
43%
Loan Amount Range
$726,201+
Amortization Options
Eligible Properties
- Single Family Residence
- Condominiums
- Townhouses
- Multi-Family (1-4 Units)
Program Requirements
Income Documentation
- •Stable and verifiable income history required.
- •Sufficient income to cover mortgage payments, property taxes, and insurance.
- •Documentation such as pay stubs, W-2s, and tax returns may be required.
- •Self-employed borrowers may need to provide additional documentation.
Asset Verification
- •Sufficient assets to cover down payment, closing costs, and reserves.
- •Verification of assets through bank statements and investment account statements.
- •Reserves typically required to cover several months of mortgage payments.
- •Acceptable asset types include savings accounts, checking accounts, and investment accounts.
Insurance & Title
- •Homeowner's insurance required to protect the property against damage or loss.
- •Flood insurance may be required if the property is located in a flood zone.
- •Mortgage insurance may be required depending on the loan-to-value ratio.
- •Proof of adequate insurance coverage required prior to closing.
Property Requirements
- •Minimum FICO score of 620 required for eligibility.
- •Good credit history with minimal delinquencies or derogatory marks.
- •Credit report reviewed to assess creditworthiness and identify potential risks.
- •Lower scores may require higher down payments or interest rates.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
The minimum down payment for a Super Jumbo Mortgage can vary depending on the lender, loan amount, and borrower qualifications. In some cases, down payments as low as 3% may be available for qualified borrowers.
Interest rates for Super Jumbo Mortgages are typically competitive and reflect current market conditions. CMRE offers rates starting at 6.875%, but the specific rate you receive will depend on factors such as your credit score, loan amount, and loan-to-value ratio.
Yes, Super Jumbo Mortgages can be used to refinance existing mortgages on high-value properties. Refinancing can help you lower your interest rate, shorten your loan term, or access equity in your home.
Super Jumbo Mortgages can be used to finance a variety of properties, including single-family homes, condominiums, townhouses, and multi-family properties (1-4 units).
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
