Hard Money
Hard Money Cash Out
Unlock the hidden potential in your real estate investments with CMRE's Hard Money Cash Out program. Ideal for borrowers seeking quick access to capital, this program allows you to leverage the equity in your property for various business or investment needs. With competitive rates starting at 9.875% and flexible terms, CMRE provides a straightforward path to achieving your financial goals.
Program Benefits
Quick access to capital for time-sensitive opportunities.
Leverage existing property equity without selling.
Ideal for real estate investors and entrepreneurs.
Flexible terms and loan structures tailored to your needs.
Competitive rates starting at 9.875%.
Streamlined application and approval process.
Program Highlights
Max LTV
70%
Min Credit Score
600
Max DTI
55%
Loan Amount Range
$50K - $5M
Amortization Options
Eligible Properties
- Single Family
- Multi-Family
- Condo
- Townhouse
- Commercial
Program Requirements
Income Documentation
- •Demonstrated ability to repay the loan.
- •Proof of consistent income sources.
- •Consideration given to both personal and business income.
- •Alternative income verification methods accepted.
Asset Verification
- •Sufficient equity in the property being leveraged.
- •Verification of liquid assets for closing costs and reserves.
- •Review of overall financial health and stability.
- •Acceptable collateral to secure the loan.
Insurance & Title
- •Hazard insurance coverage on the property.
- •Proof of adequate liability insurance.
- •Flood insurance may be required depending on location.
- •CMRE to be listed as mortgagee on the policy.
Property Requirements
- •Minimum FICO score of 600.
- •Review of credit history for adverse items.
- •Emphasis on recent credit performance.
- •Explanation of any past credit issues may be required.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
The funds from a Hard Money Cash Out loan can be used for a variety of purposes, including real estate investments, business expansion, property renovations, debt consolidation, or any other legitimate business or investment opportunity. CMRE provides flexibility in how you utilize the capital.
CMRE understands the importance of speed. We strive to provide quick funding, typically within 1-2 weeks of approval, depending on the complexity of the transaction and required documentation.
Prepayment penalties may apply. Please consult with your CMRE loan specialist to understand the specific terms and conditions of your loan agreement.
Hard money loans are typically short-term, with terms ranging from 6 to 24 months. This allows borrowers to execute their plans quickly and efficiently.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
