Commercial
Joint Venture Financing
Unlock your real estate potential with CMRE's Joint Venture Financing, designed for strategic partnerships and maximized returns. Secure funding for your commercial projects with competitive rates starting at 8.5% and flexible terms. Partner with CMRE to navigate the complexities of joint venture deals and achieve your investment goals.
Key Facts About Joint Venture Financing
CMRE Joint Venture Financing ranges from $250,000 to $50,000,000.
CMRE offers commercial bank statement programs for Joint Venture Financing.
CMRE Joint Venture Financing closes in LLC, corporation, or trust names.
CMRE commercial lending covers office, retail, industrial, and multifamily.
CMRE Joint Venture Financing ranges $250K to $50M.
CMRE commercial bank statement programs for Joint Venture Financing.
CMRE Joint Venture Financing closes in LLC/Corp/Trust.
CMRE commercial covers office, retail, industrial, multifamily.
Program Benefits
Access capital for larger and more complex commercial real estate projects.
Leverage the expertise and resources of CMRE and your partners for enhanced project success.
Benefit from competitive interest rates, starting at 8.5%, to optimize your investment returns.
Increase your deal flow and diversify your investment portfolio through strategic partnerships.
Streamline the financing process with CMRE's experienced team guiding you every step of the way.
Potentially improve your loan terms by combining the strengths of multiple partners.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
55%
Loan Amount Range
$500K - $10M+
Amortization Options
Eligible Properties
- Office Buildings
- Retail Centers
- Industrial Properties
- Multifamily Residences
- Mixed-Use Developments
Program Requirements
Income Documentation
- •Demonstrated history of successful real estate ventures.
- •Sufficient personal or business income to cover debt obligations.
- •Detailed pro forma income projections for the proposed project.
Asset Verification
- •Liquid assets available for down payment, closing costs, and reserves.
- •Existing real estate holdings and their market value.
- •Detailed schedule of assets and liabilities for all partners involved.
Insurance & Title
- •Comprehensive property insurance coverage for the project.
- •Liability insurance to protect against potential risks.
- •Builder's risk insurance during construction (if applicable).
Property Requirements
- •Minimum FICO score of 640 for all participating partners.
- •Review of credit history for any bankruptcies, foreclosures, or past-due accounts.
- •Strong credit profile demonstrating responsible financial management.
Complete Guide to Joint Venture Financing
What Is Joint Venture Financing?
Joint Venture Financing is a powerful tool for real estate investors looking to pool resources and expertise for larger, more complex projects. It involves a partnership between two or more parties, combining capital, knowledge, and experience to maximize potential returns. This type of financing allows investors to tackle projects that would be difficult or impossible to undertake individually, spreading risk and increasing access to funding.
Qualifying for Joint Venture Financing
- •Underwritten on property income (DSCR) and borrower financial strength.
- •Typical DSCR requirement: 1.20x-1.25x (NOI / debt service).
- •2+ years business experience, adequate liquidity, acceptable credit.
- •CMRE commercial bank statement programs: qualify with 12-24 months statements instead of tax returns.
- •SBA programs (7(a), 504, Express) available for owner-occupied commercial with as low as 10% down.
Joint Venture Financing vs. Residential Lending
- •Commercial: underwritten on property cash flow. Residential: on borrower income.
- •Commercial terms: 5-10 year terms with 25-30 year amortization.
- •Commercial allows LLC/Corp entity vesting for asset protection.
- •CMRE offers both — our team determines the best structure for your situation.
Apply for Joint Venture Financing with CMRE
- •Step 1: Submit property details — type, location, price, NOI, business plan.
- •Step 2: CMRE provides preliminary terms within 48 hours.
- •Step 3: Application with financial statements, rent rolls, entity docs.
- •Step 4: Appraisal and environmental assessment.
- •Step 5: Underwriting in 2-4 weeks. Closing in 30-60 days.
Current Mortgage Rates
30-Year Fixed Rate
6%
as of 3/5/2026 · FRED
15-Year Fixed Rate
5.43%
as of 3/5/2026 · FRED
Rates are national averages and may differ from your actual rate. Contact us for a personalized quote.
Get Your Rate →Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Joint Venture Financing provides access to larger capital pools, shared risk, and diversified expertise, enabling investors to undertake projects that would otherwise be unattainable. It fosters collaboration and allows for the pooling of resources, leading to increased efficiency and potentially higher returns.
Interest rates for Joint Venture Financing vary depending on factors such as the project's risk profile, the creditworthiness of the partners, and prevailing market conditions. CMRE offers competitive rates starting at 8.5% for qualified borrowers.
Requirements typically include a minimum FICO score for all partners, a sound business plan, detailed financial projections, and sufficient collateral. Lenders will also assess the experience and expertise of the partners involved, as well as the project's overall feasibility.
Contact CMRE today to discuss your project and explore our Joint Venture Financing options. Our experienced team will guide you through the application process and help you secure the funding you need to achieve your investment goals.
CMRE Joint Venture Financing starts at $250,000. SBA may start lower. Max depends on property type — up to $50M.
Yes. Entity vesting is standard for commercial. Personal guarantee typically required.
Yes. CMRE commercial bank statement programs use 12-24 months statements instead of tax returns.
Typically 5-10 year terms with 25-30 year amortization. CMRE structures terms based on cash flow and exit strategy.
Joint Venture Financing by Location
Get local rates, loan limits, and market data for Joint Venture Financing in your area.
CA
CO
GA
ID
IL
MI
NJ
NY
OH
OR
VA
WA
View county-level market data, loan limits, and mortgage rates on our territory pages.
Browse All Territories →TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
