Commercial
Veterinary Practice Loan
Secure the future of your veterinary practice with CMRE's Veterinary Practice Loan. Tailored for the unique needs of veterinary professionals, our loan program offers competitive rates, starting at 8.5%, and flexible terms to help you expand, renovate, or acquire a practice. Unlock your practice's potential with financing designed for your success.
Program Benefits
Competitive interest rates starting at 8.5% to maximize profitability.
Flexible loan terms to fit your practice's specific financial needs.
Financing available for acquisitions, expansions, renovations, and refinancing.
Streamlined application process for a quick and efficient experience.
Dedicated support from experienced commercial loan specialists.
Build equity in your practice and secure long-term financial stability.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
55%
Loan Amount Range
$100K - $5M
Amortization Options
Eligible Properties
- Veterinary Clinics
- Animal Hospitals
- Mixed-Use Properties (with veterinary component)
- Land for future veterinary practice development
Program Requirements
Income Documentation
- •Consistent revenue stream demonstrating the practice's financial health.
- •Detailed financial statements for the past 2-3 years.
- •Projected income statements outlining future growth potential.
- •Tax returns for the business and key stakeholders.
Asset Verification
- •Sufficient collateral to secure the loan.
- •Personal and business assets to demonstrate financial stability.
- •Appraisal of the veterinary practice and any real estate involved.
- •Equipment list and valuation, if applicable.
Insurance & Title
- •Professional liability insurance to protect against claims.
- •Property insurance covering the veterinary practice.
- •Business interruption insurance to mitigate potential losses.
- •Worker's compensation insurance for employees.
Property Requirements
- •Minimum FICO score of 640.
- •Strong credit history with minimal delinquencies or defaults.
- •Demonstrated history of responsible financial management.
- •Business credit report reflecting positive creditworthiness.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
A Veterinary Practice Loan can be used for a variety of purposes, including purchasing an existing practice, expanding or renovating your current facility, acquiring new equipment, refinancing existing debt, and providing working capital.
Typical terms vary depending on the lender and the specifics of your loan, but generally include loan amounts from $100,000 to $5 million, interest rates starting around 8.5%, and repayment terms ranging from 5 to 20 years.
While specific requirements may vary by lender, a minimum FICO score of 640 is generally required to qualify for a Veterinary Practice Loan.
The maximum Loan-to-Value (LTV) is typically 75%, meaning you'll need to provide at least a 25% down payment or equity.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
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"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
