Commercial
Commercial
Unlock your business potential with CMRE's Commercial Loan program. Designed for investors and business owners, our commercial loans provide flexible financing options to acquire, refinance, or improve commercial properties. With competitive rates starting at 8.5% and a streamlined approval process, CMRE can help you achieve your real estate investment goals.
Program Benefits
Competitive interest rates starting at 8.5% for qualified borrowers.
Financing available for a wide range of commercial property types.
Flexible loan terms to fit your specific business needs.
Loan amounts available to suit various investment strategies.
Opportunity to acquire, refinance, or renovate commercial properties.
Expert guidance throughout the loan process from CMRE's experienced team.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
N/A (Commercial loans do not typically use DTI)
Loan Amount Range
Varies based on property and borrower qualifications
Amortization Options
Eligible Properties
- Office Buildings
- Retail Spaces
- Industrial Properties
- Multifamily Buildings
- Mixed-Use Properties
Program Requirements
Income Documentation
- •Demonstrated ability to repay the loan based on business revenue.
- •Historical financial statements (profit and loss, balance sheets).
- •Projected income statements for new businesses or acquisitions.
- •Tax returns for the business and principals.
Asset Verification
- •Verification of liquid assets to cover down payment and closing costs.
- •Schedule of existing real estate holdings.
- •Appraisal of the commercial property being financed.
- •Documentation of any collateral being pledged.
Insurance & Title
- •Property insurance covering the full replacement cost of the building.
- •Liability insurance to protect against potential lawsuits.
- •Business interruption insurance to cover lost income in case of unforeseen events.
- •Flood insurance if the property is located in a flood zone.
Property Requirements
- •Minimum FICO score of 640.
- •Review of business and personal credit history.
- •Acceptable debt-to-income ratio.
- •No recent bankruptcies or foreclosures.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Interest rates for commercial loans vary based on factors such as the borrower's creditworthiness, the loan amount, and the property type. CMRE offers competitive rates starting at 8.5% for qualified borrowers. Contact us for a personalized rate quote.
The maximum LTV ratio for CMRE's commercial loans is 75%. This means you may need to provide a down payment of at least 25% of the property's value.
CMRE offers financing for a wide range of commercial property types, including office buildings, retail spaces, industrial properties, multifamily buildings, and mixed-use properties. Contact us to discuss your specific property type and financing needs.
Key requirements for commercial loans include a good credit score (minimum 640), a strong financial history, a well-developed business plan, and sufficient assets to cover the down payment and closing costs. Lenders will also evaluate the property's value and potential income to assess the feasibility of the loan.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
