Commercial
Medical Practice Loan
CMRE offers specialized Medical Practice Loans designed to support healthcare professionals in establishing, expanding, or improving their practices. With competitive rates starting at 8.5%, our loans provide flexible financing solutions tailored to the unique needs of medical professionals, helping you achieve your business goals.
Program Benefits
Competitive interest rates starting at 8.5% to optimize your financial resources.
Flexible loan terms designed to align with your practice's cash flow and long-term goals.
Financing available for a wide range of needs, including equipment purchases, office renovations, and working capital.
Streamlined application process for a faster and more efficient loan approval.
Expert guidance from our experienced team of commercial loan specialists.
Opportunity to build equity in your practice through strategic investments.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
55%
Loan Amount Range
$100K - $5M
Amortization Options
Eligible Properties
- Medical Office Buildings
- Dental Offices
- Veterinary Clinics
- Chiropractic Offices
Program Requirements
Income Documentation
- •Demonstrated history of stable and sufficient practice income.
- •Detailed financial statements, including profit and loss statements and balance sheets.
- •Tax returns for the past two to three years.
- •Projections for future income growth and profitability.
Asset Verification
- •List of all practice assets, including equipment, real estate, and cash reserves.
- •Appraisal of any real estate owned by the practice.
- •Verification of available liquid assets for down payment and closing costs.
- •Documentation of any existing business loans or lines of credit.
Insurance & Title
- •Professional liability insurance coverage.
- •Property insurance for any owned real estate.
- •Business interruption insurance.
- •Proof of workers' compensation insurance, if applicable.
Property Requirements
- •Minimum FICO score of 640.
- •Review of personal and business credit history.
- •Assessment of any past bankruptcies or foreclosures.
- •Evaluation of debt-to-income ratio to ensure affordability.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Medical practice loans can be used for a variety of purposes, including purchasing or renovating office space, acquiring new equipment, consolidating debt, providing working capital, and funding expansions.
Interest rates for medical practice loans vary depending on factors such as credit score, loan amount, and market conditions. CMRE offers competitive rates starting at 8.5%.
The maximum loan amount available for a medical practice loan depends on your practice's financial situation and the lender's policies. CMRE offers loan amounts ranging from $100,000 to $5,000,000.
Loan terms for medical practice loans typically range from 5 to 15 years. CMRE offers a variety of loan term options to meet your specific needs.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
