Commercial
Franchise Loan
Unlock your entrepreneurial dreams with CMRE's Franchise Loan program. Secure the funding you need to establish or expand your franchise business with competitive rates starting at 8.5% and flexible terms. Our streamlined process and expert guidance make franchise ownership accessible.
Program Benefits
Competitive interest rates starting at 8.5% for qualified borrowers.
Financing available for new franchise acquisitions, expansions, and remodels.
Expert guidance throughout the loan application and approval process.
Flexible loan terms tailored to your specific business needs.
Up to 75% Loan-to-Value (LTV) available.
Opportunity to build equity and grow your franchise business.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
55%
Loan Amount Range
$50K - $5M
Amortization Options
Eligible Properties
- Retail Space
- Restaurant
- Office Space
- Warehouse
Program Requirements
Income Documentation
- •Demonstrated history of profitability for existing franchise locations (if applicable).
- •Detailed financial projections for new franchise ventures.
- •Sufficient personal or business income to cover debt obligations.
Asset Verification
- •Liquid assets available for down payment and closing costs.
- •Business assets to be used as collateral (if applicable).
- •Personal assets considered for overall financial strength.
Insurance & Title
- •Comprehensive business insurance coverage.
- •Liability insurance to protect against potential risks.
- •Property insurance to cover physical assets.
Property Requirements
- •Minimum FICO score of 640 required.
- •Positive credit history with minimal derogatory marks.
- •Demonstrated ability to manage debt responsibly.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Interest rates for Franchise Loans vary based on factors like credit score, loan amount, and market conditions. CMRE's Franchise Loans offer competitive rates, starting at 8.5% for qualified borrowers.
Franchise Loans can be used for various purposes, including purchasing a new franchise, expanding an existing location, acquiring real estate, covering startup costs, and remodeling or upgrading facilities.
CMRE offers Franchise Loans with a maximum LTV of 75%, allowing you to finance a significant portion of your franchise investment.
To qualify for a Franchise Loan with CMRE, you generally need a minimum FICO score of 640. However, higher credit scores may result in more favorable loan terms.
Sam K.
Senior Loan Strategist
With over 15 years in the mortgage industry, Sam specializes in complex jumbo and non-qm financing solutions, helping clients navigate unique financial landscapes.
NMLS #12345 | Certified Mortgage Advisor (CMA)
TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
