Commercial
Mobile Home Park Loan in Phoenix, AZ
Looking for the best Mobile Home Park Loan in Phoenix, AZ? Our local team specializes in helping Phoenix residents secure competitive financing. Whether you're buying in Downtown or Arcadia, we have the expertise to guide you.
Key Facts About Mobile Home Park Loan
CMRE Mobile Home Park Loan ranges from $250,000 to $50,000,000.
CMRE offers commercial bank statement programs for Mobile Home Park Loan.
CMRE Mobile Home Park Loan closes in LLC, corporation, or trust names.
CMRE commercial lending covers office, retail, industrial, and multifamily.
CMRE Mobile Home Park Loan ranges $250K to $50M.
CMRE commercial bank statement programs for Mobile Home Park Loan.
CMRE Mobile Home Park Loan closes in LLC/Corp/Trust.
CMRE commercial covers office, retail, industrial, multifamily.
Program Benefits
Competitive interest rates starting at 8.5% for qualified borrowers.
Financing available for acquisition, refinance, and improvements.
Loan amounts tailored to the specific needs of your mobile home park project.
Expert guidance throughout the loan process from experienced commercial real estate professionals.
Flexible loan terms to suit your investment strategy.
Opportunity to expand or upgrade your mobile home park, increasing its value and profitability.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
55%
Loan Amount Range
$500K - $10M+
Amortization Options
Eligible Properties
- Mobile Home Parks
Program Requirements
Income Documentation
- •Demonstrated history of stable and sufficient cash flow from the mobile home park.
- •Detailed financial statements for the property, including income and expense reports.
- •Personal and business tax returns for the past two to three years.
- •Pro Forma income projections for the mobile home park.
Asset Verification
- •Sufficient liquid assets to cover down payment, closing costs, and reserves.
- •Schedule of real estate owned (SREO) listing all properties owned and their associated debts.
- •Valuation of any other significant assets.
Insurance & Title
- •Comprehensive property insurance coverage for the mobile home park.
- •General liability insurance to protect against potential claims.
- •Flood insurance if the property is located in a flood zone.
Property Requirements
- •Minimum FICO score of 640.
- •Satisfactory credit history with no recent bankruptcies or foreclosures.
- •Detailed credit report review to assess creditworthiness.
- •Strong credit references from other lenders and creditors.
Mobile Home Park Loan in Phoenix: The Complete Guide
What Is Mobile Home Park Loan?
Mobile Home Park Loans are specialized financing options designed for investors looking to acquire, refinance, or improve mobile home park properties. These loans differ from traditional residential mortgages due to the unique nature of the asset class, including factors such as tenant management, infrastructure maintenance, and regulatory compliance.
Qualifying for Mobile Home Park Loan
- •Underwritten on property income (DSCR) and borrower financial strength.
- •Typical DSCR requirement: 1.20x-1.25x (NOI / debt service).
- •2+ years business experience, adequate liquidity, acceptable credit.
- •CMRE commercial bank statement programs: qualify with 12-24 months statements instead of tax returns.
- •SBA programs (7(a), 504, Express) available for owner-occupied commercial with as low as 10% down.
Mobile Home Park Loan vs. Residential Lending
- •Commercial: underwritten on property cash flow. Residential: on borrower income.
- •Commercial terms: 5-10 year terms with 25-30 year amortization.
- •Commercial allows LLC/Corp entity vesting for asset protection.
- •CMRE offers both — our team determines the best structure for your situation.
Apply for Mobile Home Park Loan with CMRE
- •Step 1: Submit property details — type, location, price, NOI, business plan.
- •Step 2: CMRE provides preliminary terms within 48 hours.
- •Step 3: Application with financial statements, rent rolls, entity docs.
- •Step 4: Appraisal and environmental assessment.
- •Step 5: Underwriting in 2-4 weeks. Closing in 30-60 days.
Current Mortgage Rates
30-Year Fixed Rate
6%
as of 3/5/2026 · FRED
15-Year Fixed Rate
5.43%
as of 3/5/2026 · FRED
Rates are national averages and may differ from your actual rate. Contact us for a personalized quote.
Get Your Rate →Mobile Home Park Loan in Phoenix, AZ
Phoenix mortgage specialists. Whether you're buying in Arcadia or North Mountain, we have the right loan for you. Custom Mortgage & Real Estate specializes in providing high-fidelity Mobile Home Park Loan solutions tailored to the unique economic landscape of Phoenix and the surrounding Maricopa County.
Our FinTech-driven approach allows us to offer competitive rates and streamlined processing for homeowners and investors across the entirePhoenix metropolitan area.
Service Areas & Neighborhoods
Our Phoenix Presence
Local Knowledge. Global Rates.
2575 E Camelback Rd
Phoenix, AZ 85016
Direct Line
877-976-5669Common Questions About Mobile Home Park Loan in Phoenix
What are current Mobile Home Park Loan rates in Phoenix, AZ?
Mobile Home Park Loan rates in Phoenix depend on loan amount, credit profile, and property type. CMRE publishes updated Phoenix rate ranges daily and provides locked quotes within 24 hours of application.
How long does Mobile Home Park Loan closing take in Phoenix?
CMRE typically closes Mobile Home Park Loan loans in Phoenix within 21-30 days from application. Pre-approval takes 24 hours, and our AZ-licensed team coordinates title, escrow, and appraisal concurrently to save time.
What commercial property types qualify in Phoenix?
CMRE finances office, retail, industrial, multifamily, mixed-use, and special-purpose properties in Phoenix and throughout Maricopa County. Loan amounts range from $500K to $50M with 5-10 year fixed-rate terms.
Does CMRE offer SBA loans in Phoenix?
Yes. CMRE is an SBA Preferred Lender in Phoenix. We offer SBA 7(a), 504, and Express loans for Maricopa County business owners purchasing or refinancing commercial real estate.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Interest rates for Mobile Home Park Loans vary depending on factors such as the borrower's creditworthiness, the loan amount, and the current market conditions. CMRE offers competitive rates starting at 8.5%.
The maximum LTV for a Mobile Home Park Loan is typically 75%, but this can vary depending on the lender and the specific characteristics of the property.
Mobile Home Park Loans can be used for a variety of purposes, including acquisition, refinance, expansion, and improvements.
CMRE typically requires a minimum FICO score of 640 for Mobile Home Park Loans.
CMRE Mobile Home Park Loan starts at $250,000. SBA may start lower. Max depends on property type — up to $50M.
Yes. Entity vesting is standard for commercial. Personal guarantee typically required.
Yes. CMRE commercial bank statement programs use 12-24 months statements instead of tax returns.
Typically 5-10 year terms with 25-30 year amortization. CMRE structures terms based on cash flow and exit strategy.
Mobile Home Park Loan by Location
Get local rates, loan limits, and market data for Mobile Home Park Loan in your area.
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Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
