Commercial
Cannabis Real Estate Loan in Indianapolis, IN
Looking for the best Cannabis Real Estate Loan in Indianapolis, IN? Our local team specializes in helping Indianapolis residents secure competitive financing. Whether you're buying in Mass Ave or Broad Ripple, we have the expertise to guide you.
Key Facts About Cannabis Real Estate Loan
CMRE Cannabis Real Estate Loan ranges from $250,000 to $50,000,000.
CMRE offers commercial bank statement programs for Cannabis Real Estate Loan.
CMRE Cannabis Real Estate Loan closes in LLC, corporation, or trust names.
CMRE commercial lending covers office, retail, industrial, and multifamily.
CMRE Cannabis Real Estate Loan ranges $250K to $50M.
CMRE commercial bank statement programs for Cannabis Real Estate Loan.
CMRE Cannabis Real Estate Loan closes in LLC/Corp/Trust.
CMRE commercial covers office, retail, industrial, multifamily.
Program Benefits
Competitive rates starting at 8.5% to maximize your investment potential.
Financing available for a variety of cannabis-related property types.
Expand your operations with strategic real estate acquisitions.
Secure long-term stability through property ownership.
Flexible loan terms to fit your specific business needs and cash flow.
Guidance from experienced professionals familiar with the cannabis industry.
Program Highlights
Max LTV
75%
Min Credit Score
640
Max DTI
50%
Loan Amount Range
$100K - $5M
Amortization Options
Eligible Properties
- Grow Facilities
- Dispensaries
- Processing Plants
- Testing Labs
- Retail Spaces
Program Requirements
Income Documentation
- •Demonstrated profitability and consistent revenue streams.
- •Comprehensive business plan outlining projected income.
- •Tax returns and financial statements for the past two to three years.
- •Personal income verification for all guarantors.
Asset Verification
- •Sufficient liquid assets for down payment and closing costs.
- •Detailed list of business assets, including equipment and inventory.
- •Appraisal of the property being financed.
- •Verification of any additional collateral offered.
Insurance & Title
- •Adequate property insurance coverage.
- •General liability insurance.
- •Crop insurance (if applicable).
- •Business interruption insurance.
Property Requirements
- •Minimum FICO score of 640.
- •Positive credit history with no recent bankruptcies or foreclosures.
- •Demonstrated ability to manage debt responsibly.
- •Clear explanation for any past credit issues.
Cannabis Real Estate Loan in Indianapolis: The Complete Guide
What Is Cannabis Real Estate Loan?
The cannabis industry is rapidly evolving, and understanding the nuances of the real estate market is crucial for success. Factors like zoning regulations, local ordinances, and market demand significantly impact property values and investment opportunities. Conducting thorough due diligence and working with experienced professionals can help you navigate the complexities and make informed decisions.
Qualifying for Cannabis Real Estate Loan
- •Underwritten on property income (DSCR) and borrower financial strength.
- •Typical DSCR requirement: 1.20x-1.25x (NOI / debt service).
- •2+ years business experience, adequate liquidity, acceptable credit.
- •CMRE commercial bank statement programs: qualify with 12-24 months statements instead of tax returns.
- •SBA programs (7(a), 504, Express) available for owner-occupied commercial with as low as 10% down.
Cannabis Real Estate Loan vs. Residential Lending
- •Commercial: underwritten on property cash flow. Residential: on borrower income.
- •Commercial terms: 5-10 year terms with 25-30 year amortization.
- •Commercial allows LLC/Corp entity vesting for asset protection.
- •CMRE offers both — our team determines the best structure for your situation.
Apply for Cannabis Real Estate Loan with CMRE
- •Step 1: Submit property details — type, location, price, NOI, business plan.
- •Step 2: CMRE provides preliminary terms within 48 hours.
- •Step 3: Application with financial statements, rent rolls, entity docs.
- •Step 4: Appraisal and environmental assessment.
- •Step 5: Underwriting in 2-4 weeks. Closing in 30-60 days.
Current Mortgage Rates
30-Year Fixed Rate
6%
as of 3/5/2026 · FRED
15-Year Fixed Rate
5.43%
as of 3/5/2026 · FRED
Rates are national averages and may differ from your actual rate. Contact us for a personalized quote.
Get Your Rate →Cannabis Real Estate Loan in Indianapolis, IN
Indianapolis mortgage lending. Affordable home financing for Central Indiana. Custom Mortgage & Real Estate specializes in providing high-fidelity Cannabis Real Estate Loan solutions tailored to the unique economic landscape of Indianapolis and the surrounding Marion County.
Our FinTech-driven approach allows us to offer competitive rates and streamlined processing for homeowners and investors across the entireIndianapolis metropolitan area.
Service Areas & Neighborhoods
Our Indianapolis Presence
Local Knowledge. Global Rates.
16501 Ventura Blvd STE 400
Encino, CA 91436
Direct Line
877-976-5669Common Questions About Cannabis Real Estate Loan in Indianapolis
What are current Cannabis Real Estate Loan rates in Indianapolis, IN?
Cannabis Real Estate Loan rates in Indianapolis depend on loan amount, credit profile, and property type. CMRE publishes updated Indianapolis rate ranges daily and provides locked quotes within 24 hours of application.
How long does Cannabis Real Estate Loan closing take in Indianapolis?
CMRE typically closes Cannabis Real Estate Loan loans in Indianapolis within 21-30 days from application. Pre-approval takes 24 hours, and our IN-licensed team coordinates title, escrow, and appraisal concurrently to save time.
What commercial property types qualify in Indianapolis?
CMRE finances office, retail, industrial, multifamily, mixed-use, and special-purpose properties in Indianapolis and throughout Marion County. Loan amounts range from $500K to $50M with 5-10 year fixed-rate terms.
Does CMRE offer SBA loans in Indianapolis?
Yes. CMRE is an SBA Preferred Lender in Indianapolis. We offer SBA 7(a), 504, and Express loans for Marion County business owners purchasing or refinancing commercial real estate.
Application Process
Six simple steps from application to funding
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Application
Complete our streamlined online application form with your financial information
Document Review
Submit required documentation for verification and processing
Pre-Approval
Receive conditional approval and loan terms based on your profile
Title & Escrow
Open escrow and complete title search and insurance requirements
Appraisal & Final Review
Property appraisal completed and final underwriting approval received
Funding
Sign final documents and receive your loan funds
Why Choose Custom Mortgage?
Your trusted partner in real estate financing
Extensive Experience
Over 25 years of proven expertise in mortgage lending and real estate financing
Comprehensive Loan Options
Wide range of programs from conventional to specialized non-QM and hard money solutions
Nationwide Coverage
Licensed in multiple states with the ability to fund loans across the country
Flexible Solutions
Customized financing options for unique situations that traditional lenders decline
Competitive Rates
Access to wholesale pricing and volume discounts passed directly to our clients
No Upfront Fees
Transparent pricing with no application fees or upfront costs to get started
Frequently Asked Questions
Our program covers a wide range of cannabis-related properties, including grow facilities, dispensaries, processing plants, testing labs, and retail spaces. Eligibility depends on factors like zoning regulations, property condition, and business plan.
The minimum FICO score is 640. However, other factors such as credit history, income, and assets are also considered when evaluating your application.
The maximum LTV is 75%. This means you'll need to provide a down payment of at least 25% of the property's purchase price or appraised value.
Interest rates start at 8.5% and are determined based on various factors, including credit score, loan amount, and property type. Contact us today for a personalized quote.
CMRE Cannabis Real Estate Loan starts at $250,000. SBA may start lower. Max depends on property type — up to $50M.
Yes. Entity vesting is standard for commercial. Personal guarantee typically required.
Yes. CMRE commercial bank statement programs use 12-24 months statements instead of tax returns.
Typically 5-10 year terms with 25-30 year amortization. CMRE structures terms based on cash flow and exit strategy.
Cannabis Real Estate Loan by Location
Get local rates, loan limits, and market data for Cannabis Real Estate Loan in your area.
CA
CO
GA
ID
IL
MI
NJ
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OH
OR
VA
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View county-level market data, loan limits, and mortgage rates on our territory pages.
Browse All Territories →TESTIMONIALS
Success stories from families and investors across the nation who achieved their goals with CMRE.
"I've been working with Custom Mortgage and Real Estate for over five years now, and they've totally helped me get through a bunch of tricky transactions. Their team is super helpful all the way through, making sure everything goes off without a hitch. I seriously recommend Custom Mortgage to anyone who needs financing or a solid real estate broker."
RENE M
"I just worked with Custom Mortgage and Real Estate, and seriously, I can't recommend them enough. They have helped my family and me with a bunch of transactions, always receiving results that nobody else could. Their team is super responsive and really experienced, which made everything go through smoothly with no stress at all."
ARTHUR G
"As an investor in real estate and an agent, I totally count on Custom Mortgage and Real Estate for my deals since they've got loads of experience. They have these unique programs that I just can't find anywhere else, and it really gives me an advantage. After researching a number of companies, the offers from Custom Mortgage were the best out there."
