Hard Money Loans – Nationwide

Hard Money Loans | Equity Based Financing | Rates Starting at 7.99%

Hard Money Loans Lender – Start Rate of 5.99%

Hard money loans or Private Capital Mortgages are a particular kind of asset-based loan funding with which a customer gets funds secured by the value of a property. With no credit check minimum credit score requirement or income documents required, these loans are very easy and quick to fund. The most common use for these loans are fix and flips and short term financing needs.  Our hard money loans or private equity financing is raised through small personal investors, hedge funds and other private institutions that are not traditional banks.

Our hard money loans are not based on the borrowers credit worthiness but rather on the asset/property. Because of the risk taken by the loan provider, interest rates are usually higher than traditional home loans. Our hard money loan products have shorter terms and normally are for 6 months to 5 years, with interest only options and are not meant long term financing solution.

Custom Mortgage Hard Money Loan Programs Include but not limited to the following main program:

Residential Hard Money Loans:

  • 1-4 Unit Residential Properties including Condo’s, townhouses, apartment homes, and unique properties with limited comps.
  • Minimum Loan Amount: $100,000.00
  • Maximum Loan Amount: $100,000,000.00
  • Minimum Property Value: 135,000.00
  • Maximum LTV: 80%
  • Minimum Credit Score: N/A
  • Loan Terms: 6 months to 30 Year Fixed
  • Occupancy: Owner and Non Owner Occupancy
  • Interest Rate 5.99% – 15.99%
  • Prepayment Penalty Options: None, 6 months, 1 year, 3 years, and 5 years
  • Title: Individual or non living entities (Corp, LLC, Trusts, etc)
  • Cross collateral transactions allowed
  • Blanket Loan options
  • Rural properties allowed

Small Balance Commercial Loan Program

  • Loans from $250,000 to $5,000,000
  • No upfront fees required
  • Rates Starting from 6%
  • LTVs to 80%
  • Same day term sheets issued
  • No tax return programs for investors and business owners
  • Property types:
    • multifamily
    • mixed-use
    • office, retail
    • warehouse, industrial
    • mobile home parks
    • self storage
    • auto-service
    • daycare
    • restaurants
    • bars
    • and more

Fix and Flip / Fix and Hold

  • Property Types: Residential and Commercial
  • LTV up to 90% on Purchase and Rehab Funds
  • Rates starting from 6.99%
  • Loan Amount from 100k to 5 million
  • No upfront fees required
  • Loans up to 48 months

Why Hard Money?

The certifying standards for a difficult Hard Money financing differs extensively by loan programs and loan function. Credit ratings, earnings and various other traditional loaning standards could be examined. Nonetheless, most equity based loan providers mainly certify a loan quantity based upon the value of the asset/property being used as collateral. The LTV for private equity loans are typically between 65%-80% of the property value.

Purchase or Refi

  • MAX LTV 80%
  • ALL PROPERTY TYPES
  • MIN Loan amount 100k
Apply Now

Fix and Flip Most Popular!

  • MAX LTV 80%
  • MAX LTC 90%
  • MIN Loan amount 100k
Apply Now

Construction

  • MAX LTC 90%
  • MIN Experience 5 projects
  • MIN Loan Amount 100k
Apply Now

Private Funds

Hard money loans are loans that are given by private entities i.e., they are not offered by banks, credit unions, societies and other conventional money lenders. What makes the hard loans unique is that the lender does not need to know your financial situation (whether you can be able to repay the loan). All you need is a good property that you can place as collateral. Usually, the lender will offer 40% to 70% of the value of the property offered as collateral. Since no financial report is required to access these loans, the loans are ideal for people with a bad credit history but have property to offer as collateral.

How Conventional and Hard Money Loans Differ

The main difference between the two is that the traditional loans are given by credit unions, banks and other institutions, while the hard loans are given by lenders who are privately funded.
Another difference is that conventional loan lenders require more documents from you in order to offer you the loan. For example, a bank will need to proof that you are capable of repaying the loan (for example the bank may require you to provide your pay slip and other supporting documents).
On the other hand, the hard money loan lenders don’t require you to provide proof that you are capable of repaying the loan; all you need is to place a good property as collateral and the lender will give you a loan that is up to 70% the value of your collateral.
Conventional loans take long to close (can take up to months); hard money loans are usually quicker to close.
Finally, the interest rates charged for the hard loans are usually higher than those charged for the conventional loans. The reason why the interests charged are higher is because the hard loan is usually more risky than the conventional loan.

Who Qualifies For The Hard Money Loans?

These loans are ideal for the people who are credit impaired. This is because, as long as you have good collateral, the hard loan lenders will offer you a loan even if you are bankrupt.
These loans are ideal for those who want funds quickly—this is because the loans close quickly.
The loans are also ideal for the foreign nationals who will not be given loans in other institutions since they are non-citizens of a given country.
Advantages of Hard Money Loans

Hard money loans have several advantages:

Rates starting at 7.99%
One great advantage is that the loans are easier to access; therefore, if you don’t meet the qualifications of the conventional lender, you can easily access the loan without undergoing rigorous paperwork.
Another advantage is that the loan has many collateral options. For example, you can use your home or the future cash flows of the property as collateral. This enables you to access a loan regardless of the property that you have.
Immediate Decision. Same Day Approvals
Funding in 72 Hours once we have a complete loan file
Loans Focused On Your Equity, Not Your Credit
Flexible Terms To Fit Your Needs
Less Paperwork than conventional Loans
Decision based on value of your asset, not your credit
No Income Check loan programs available
Low FICO and Credit Problems OK
Foreclosure, Bankruptcy OK
Hard Money Financing

If you have a bad credit history but you have a good property to offer as collateral, then you should consider taking hard money loans. You no longer have to wallow in self pity because you have a not-so-good credit history.

Alabama
Jefferson, AL
Montgomery, AL
Mobile, AL
Huntsville, AL
Tuscaloosa, AL
Birmingham, AL
Anniston, AL
Tuscaloosa, AL
Dothan, AL
Huntsville-Decatur, AL
Florence, AL
Mobile, AL
Montgomery, AL
Montgomery County, AL
Selma, AL
Tuscaloosa, AL
Jefferson County, AL

Alaska
Anchorage, AK
Fairbanks, AK
Juneau, AK

Arizona
Phoenix, AZ
Scottsdale, AZ
Tempe, AZ
Paradise Valley, AZ
Sierra Vista, AZ
Tucson, AZ
Yuma, AZ

Arkansas
Fort Smith, AR
Fayetteville, AR
Springdale, AR
Rogers, AR
Jonesboro, AR
Little Rock, AR
Pine Bluff, AR
El Dorado, AR

California
Antelope Valley, CA
Lancaster, CA
Palmdale, CA
Bakersfield, CA
Chico-Redding, CA
Coachella Valley, CA
Palms Springs, CA
Thousand Palms, CA
Culver City, CA
Davis, CA
East Bay, CA
Alameda County, CA
Oakland, CA
East Bay, CA
Contra Costa County, CA
Concord, CA
Walnut Creek, CA
Eureka, CA
Fairfield, CA
Fresno, CA – Visalia, CA
Inland Empire, CA
Los Angeles, CA
Long Beach, CA
Marin, CA
San Rafael, CA
Merced, CA
Modesto, CA
Monterey, CA – Salinas, CA
Napa, CA
Oakland, CA
Orange County, CA
Santa Ana, CA
Palm Springs, CA
Riverside County, CA
Sacramento, CA
San Bernardino County, CA
San Diego, CA
San Francisco, CA
San Joaquin County, CA
Stockton, CA
San Mateo County, CA
Redwood City, CA
Santa Barbara, CA
Santa Maria, CA
San Luis Obispo, CA
Santa Clara Valley, CA
San Jose, CA
Silicon Valley, CA
Santa Cruz, CA
Santa Monica, CA
Sonoma County, CA
Santa Rosa, CA
Stockton, CA
Vallejo, CA
Ventura County, CA
Oxnard, CA
El Centro, CA

Colorado
Colorado Springs, CO
Pueblo, CO
Denver, CO
Eagle County, CO
Vail, CO
Fort Collins, CO
Grand Junction, CO
Montrose, CO
Roaring Fork Valley, CO
Aspen, CO
Summity County, CO
Winter Park, CO
Grand County, CO

Connecticut
Bridgeport, CT
Hartford, CT
New Haven, CT
Wallingford, CT
Norwalk, CT
Norwich, CT
Stamford, CT
Waterbury, CT
Central Naugatuck Valley, CT
New Britain, CT
Bristol, CT
Meriden, CT

Delaware
New Castle County, DE
Wilmington, DE
Kent County, DE
Dover, DE
Sussex County, DE

Florida
Daytona Beach, FL
Fort Lauderdale, FL
Fort Myers, FL
Naples, FL
Gainesville, FL
Jacksonville, FL
Lakeland, FL
Manatee County, FL
Brandenton, FL
Melbourne, FL
Miami, FL
Mobile, AL – Pensacola, FL
Fort Walton Beach, FL
Orlando, FL
Palm Beach, FL
Panama City, FL
Sarasota, FL
Tallahassee, FL
Tampa-Saint Petersburg, FL
Clearwater, FL
West Palm Beach, FL
Fort Pierce, FL

Georgia
Albany, GA
Athens, GA
Atlanta, GA
Augusta, GA
Columbus, GA
Macon, GA
Savannah, GA
Thomasville, GA

Hawaii
Honolulu, HI
Hilo, HI
Kahului, HI
Lihu’e, HI
Maui, HI
O’ahu, HI
Kaua’i, HI
Hawai’i, HI

Idaho
Boise, ID
Idaho Falls
Pocatello, ID
Twin Falls, ID

Illinois
Champaign, IL
Springfield, IL
Decatur, IL
Chicago, IL
Moline, IL
Macomb, IL
Madison, IL
Cape Girardeau,MO
Harrisburg, IL
Peoria, IL – Bloomington, IL
Quincy, IL
Rock Island County, IL
Rockford, IL
Springfield, IL

Indiana
Evansville, IN
Fort Wayne, IN
Indianapolis, IN
Lafayette, IN
South Bend, IN
Elkhart, IN
Terre Haute, IN

Iowa
Cedar Rapids, IA
Waterloo, IA
Iowa City, IA
Dubuque, IA
Davenport, IA
Rock Island, IA
Des Moines, IA
Ames, IA
Keokuk, IA
Sioux City, IA

Kansas
Joplin, MO
Pittsburg, KS
Hutchinson, KS
Topeka, KS
Wichita, KS

Kentucky
Bowling Green, KY
Lexington, KY
Louisville, KY
Northern Kentucky, KY
Fort Wright, KY
Covington, KY
Paducah, KY

Louisiana
Alexandria, LA
Baton Rouge, LA
Lafayette, LA
Lake Charles, LA
New Orleans, LA
Shreveport, LA

Maine
Bangor, ME
Lewiston, ME
Auburn, ME
Portland, ME
Presque Isle, ME

Maryland
Annapolis, MD
Baltimore, MD
Montgomery County, MD
Rockville, MD
Prince George’s County, MD
Salisbury, MD

Massachusetts
Amherst, MA
Northampton, MA
Attleboro Taunton, MA
Boston, MA
Boston’s Longwood Medical Area, MA
Kenmore Square, MA
Chestnut Hill, MA
Cambridge, MA
Brockton, MA
Merrimack Valley, MA
New Bedford, MA
Fall River, MA
Springfield, MA
Holyoke, MA
Worcester, MA

Michigan
Alpena, MI
Ann Arbor, MI
Battle Creek, MI
Detroit, MI
Flint, MI
Saginaw, MI
Bay City, MI
Grand Rapids, MI
Kalamazoo, MI
Lansing, MI
Marquette, MI
Traverse City, MI
Cadillac, MI

Minnesota
Duluth, MN
Mankato, MN
Minneapolis, MN
Saint Paul, MN
Rochester, MN
Mason City, MN
IA-Austin, MN
Saint Cloud, MN
Duluth, MN
Mississippi
Biloxi, MS
Gulfport, MS
Columbus, MS
Tupelo, MS
West Point, MS
Greenwood, MS
Greenville, MS
Hattiesburg, MS
Laurel, MS
Jackson, MS
Meridian, MS

Missouri
Cape Girardeau, MO
Columbia, MO
Jefferson City, MO
Kansas City, MO
Ottumwa, MO
IA-Kirksville, MO
Springfield, MO
Saint Joseph, MO
Saint Louis, MO
Hannibal, MO

Montana
Billings, MT
Butte, MT
Bozeman, MT
Glendive, MT
Great Falls, MT
Helena, MT
Missoula, MT

Nebraska
Scottsbluff, NE
Lincoln, NE
Hastings, NE
Kearney, NE
North Platte, NE
Omaha, NE

Nevada
Las Vegas, NV
Reno, NV
Stateline, NV
Lake Tahoe, NV

New Hampshire
Concord, NH
Manchester, NH
Nashua, NH
Portsmouth, NH

New Jersey
Newark, NJ

New Mexico
Albuquerque, NM
Santa Fe, NM

New York
Albany, NY
Binghamton, NY
Buffalo, NY
Niagara Falls, NY
Elmira, NY
Ithaca, NY
Long Island, NY
Nassau County, NY
Suffolk County, NY
New York City, NY
Bronx, NY
Brooklyn, NY
Manhattan, NY
Plattsburgh, NY
Queens, NY
Staten Island, NY
Rochester, NY
Schenectady, NY
Troy, NY
Syracuse, NY
Rome, NY
Utica, NY
Watertown, NY
Westchester County, NY
White Plains, NY
Yonkers, NY

North Carolina
Chapel Hill, NC
Charlotte, NC
Greensboro, NC
High Point, NC
Greenville, NC
New Bern, NC
Washington, NC
Raleigh, NC
Durham, NC
Fayetteville, NC
Wilmington, NC
Winston Salem, NC

North Dakota
Fargo, ND
Moore Head, ND
Valley City, ND
Minot, ND
Bismarck-Dickinson, ND
Williston, ND

Ohio
Akron, OH
Cincinnati, OH
Cleveland, OH
Canton, OH
Columbus, OH
Dayton, OH
Lima, OH
Toledo, OH
Steubenville, OH
Youngstown, OH
Zanesville, OH

Oklahoma
Oklahoma City, OK
Ada, OK
Tulsa, OK
Lawton, OK

Oregon
Bend, OR
Eugene, OR
Medford, OR
Klamath Falls, OR
Portland, OR
Salem, OR

Pennsylvania
Allentown, PA
Erie, PA
Harrisburg, PA
Johnstown, PA
Altoona, PA
Lancaster, PA
Lebanon, PA
Monroe County, PA
Philadelphia, PA
Pittsburgh, PA
Reading, PA
State College, PA
Westmoreland County, PA
Greensburg, PA
Wilkes Barre, PA
Scranton, PA
Williamsport, PA
York, PA

Puerto Rico
San Juan, PR

Rhode Island
Providence, RI

South Carolina
Charleston, SC
Columbia, SC
Greenville, SC
Spartanburg, SC
Asheville, NC
Anderson, SC
Myrtle Beach, SC
Florence, SC

South Dakota
Rapid City, SD
Sioux Falls, SD
Mitchell, SD

Tennessee
Chattanooga, TN
Jackson, TN
Knoxville, TN
Memphis, TN
Nashville, TN
Tri-Cities, TN

Texas
Abilene, TX
Sweetwater, TX
Amarillo, TX
Austin, TX
Beaumont, TX
Port Arthur, TX
Brownsville, TX
McAllen, TX
College, TX
Station, TX
Bryan, TX
Corpus Christi, TX
Dallas, TX
El Paso, TX
Fort Worth, TX
Harlingen, TX
Weslaco, TX
Houston, TX
Laredo, TX
Lubbock, TX
Odessa, TX
Midland, TX
San Angelo, TX
San Antonio, TX
Tyler, TX
Long View, TX
Lufkin, TX
Nacogdoches, TX
Victoria, TX
Waco, TX
Temple, TX
Bryan, TX

Utah
Logan, UT
Park City, UT
Salt Lake City, UT

Vermont
Burlington, VT

Virginia
Blacksburg, VA
Charlottesville, VA
Hampton, VA
Norfolk, VA
Virginia Beach, VA
Harrisonburg, VA
Norfolk, VA
Portsmouth, VA
Newport News, VA
Richmond, VA
Petersburg, VA
Roanoke, VA
Lynchburg, VA
Williamsburg, VA
Burlington, VT

Washington
Bellingham, WA
Bremerton, WA
Everett, WA
Grays Harbor, WA
Olympia, WA
Seattle, WA
Snohomish County, WA
Everett)
Spokane, WA
Tacoma, WA
Vancouver, WA
Wenatchee, WA
Chelan, WA
Douglas Counties, WA
Yakima, WA
Pasco, WA
Richland, WA
Kennewick, WA

Washington, DC
Washington, DC

West Virginia
Bluefield, WV
Beckley, WV
Oak Hill, WV
Wheeling, WV
Charleston, WV
Clarksburg, WV
Weston, WV
Huntington, WV
Parkersburg, WV

Wisconsin
Superior, WI
Eau Claire, WI
Green Bay, WI
Appleton, WI
Janesville, WI
Kenosha, WI
La Crosse, WI
Eau Claire, WI
Madison, WI
Milwaukee, WI
Racine, WI
Sheboygan, WI
Waukesha, WI
Wausau, WI
Rhinelander, WI
Wyoming
Casper, WY
Cheyenne, WY
Riverton, WY

Abilene
Akron
Alameda
Albany
Albany
Albany
Albuquerque
Alexandria
Alexandria
Alhambra
Aliso Viejo
Allen
Allentown
Alpharetta
Altamonte Springs
Altoona
Amarillo
Ames
Anaheim
Anchorage
Anderson
Ankeny
Ann Arbor
Annapolis
Antioch
Apache Junction
Apex
Apopka
Apple Valley
Apple Valley
Appleton
Arcadia
Arlington
Arlington Heights
Arvada
Asheville
Athens-Clarke County
Atlanta
Atlantic City
Attleboro
Auburn
Auburn
Augusta-Richmond County
Aurora
Aurora
Austin
Avondale
Azusa
Bakersfield
Baldwin Park
Baltimore
Barnstable Town
Bartlett
Bartlett
Baton Rouge
Battle Creek
Bayonne
Baytown
Beaumont
Beaumont
Beavercreek
Beaverton
Bedford
Bell Gardens
Belleville
Bellevue
Bellevue
Bellflower
Bellingham
Bend
Bentonville
Berkeley
Berwyn
Bethlehem
Beverly
Billings
Biloxi
Binghamton
Birmingham
Bismarck
Blacksburg
Blaine
Bloomington
Bloomington
Bloomington
Blue Springs
Boca Raton
Boise City
Bolingbrook
Bonita Springs
Bossier City
Boston
Bothell
Boulder
Bountiful
Bowie
Bowling Green
Boynton Beach
Bozeman
Bradenton
Brea
Bremerton
Brentwood
Brentwood
Bridgeport
Bristol
Brockton
Broken Arrow
Brookfield
Brookhaven
Brooklyn Park
Broomfield
Brownsville
Bryan
Buckeye
Buena Park
Buffalo
Buffalo Grove
Bullhead City
Burbank
Burien
Burleson
Burlington
Burlington
Burnsville
Caldwell
Calexico
Camarillo
Cambridge
Camden
Campbell
Canton
Cape Coral
Cape Girardeau
Carlsbad
Carmel
Carol Stream
Carpentersville
Carrollton
Carson
Carson City
Cary
Casa Grande
Casper
Castle Rock
Cathedral City
Cedar Falls
Cedar Hill
Cedar Park
Cedar Rapids
Centennial
Ceres
Cerritos
Champaign
Chandler
Chapel Hill
Charleston
Charleston
Charlotte
Charlottesville
Chattanooga
Chelsea
Chesapeake
Chesterfield
Cheyenne
Chicago
Chico
Chicopee
Chino
Chino Hills
Chula Vista
Cicero
Cincinnati
Citrus Heights
Clarksville
Clearwater
Cleveland
Cleveland
Cleveland Heights
Clifton
Clovis
Clovis
Coachella
Coconut Creek
Coeur d’Alene
College Station
Collierville
Colorado Springs
Colton
Columbia
Columbia
Columbus
Columbus
Columbus
Commerce City
Compton
Concord
Concord
Concord
Conroe
Conway
Coon Rapids
Coppell
Coral Gables
Coral Springs
Corona
Corpus Christi
Corvallis
Costa Mesa
Council Bluffs
Covina
Covington
Cranston
Crystal Lake
Culver City
Cupertino
Cutler Bay
Cuyahoga Falls
Cypress
Dallas
Daly City
Danbury
Danville
Danville
Davenport
Davie
Davis
Dayton
Daytona Beach
Dearborn
Dearborn Heights
Decatur
Decatur
Deerfield Beach
DeKalb
Delano
Delaware
Delray Beach
Deltona
Denton
Denver
Des Moines
Des Plaines
DeSoto
Detroit
Diamond Bar
Doral
Dothan
Downers Grove
Downey
Draper
Dublin
Dublin
Dubuque
Duluth
Duncanville
Dunwoody
Durham
Eagan
East Lansing
East Orange
East Providence
Eastvale
Eau Claire
Eden Prairie
Edina
Edinburg
Edmond
Edmonds
El Cajon
El Centro
El Monte
El Paso
Elgin
Elizabeth
Elk Grove
Elkhart
Elmhurst
Elyria
Encinitas
Enid
Erie
Escondido
Euclid
Eugene
Euless
Evanston
Evansville
Everett
Everett
Fairfield
Fairfield
Fall River
Fargo
Farmington
Farmington Hills
Fayetteville
Fayetteville
Federal Way
Findlay
Fishers
Fitchburg
Flagstaff
Flint
Florence
Florence
Florissant
Flower Mound
Folsom
Fond du Lac
Fontana
Fort Collins
Fort Lauderdale
Fort Myers
Fort Pierce
Fort Smith
Fort Wayne
Fort Worth
Fountain Valley
Franklin
Frederick
Freeport
Fremont
Fresno
Friendswood
Frisco
Fullerton
Gainesville
Gainesville
Gaithersburg
Galveston
Garden Grove
Gardena
Garland
Gary
Gastonia
Georgetown
Germantown
Gilbert
Gilroy
Glendale
Glendale
Glendora
Glenview
Goodyear
Goose Creek
Grand Forks
Grand Island
Grand Junction
Grand Prairie
Grand Rapids
Grapevine
Great Falls
Greeley
Green Bay
Greenacres
Greensboro
Greenville
Greenville
Greenwood
Gresham
Grove City
Gulfport
Hackensack
Hagerstown
Hallandale Beach
Haltom City
Hamilton
Hammond
Hampton
Hanford
Hanover Park
Harlingen
Harrisburg
Harrisonburg
Hartford
Hattiesburg
Haverhill
Hawthorne
Hayward
Hemet
Hempstead
Henderson
Hendersonville
Hesperia
Hialeah
Hickory
High Point
Highland
Hillsboro
Hilton Head Island
Hobbs
Hoboken
Hoffman Estates
Hollywood
Holyoke
Homestead
Honolulu
Hoover
Houston
Huber Heights
Huntersville
Huntington
Huntington Beach
Huntington Park
Huntsville
Huntsville
Hurst
Hutchinson
Idaho Falls
Independence
Indianapolis
Indio
Inglewood
Iowa City
Irvine
Irving
Jackson
Jackson
Jacksonville
Jacksonville
Janesville
Jefferson City
Jeffersonville
Jersey City
Johns Creek
Johnson City
Joliet
Jonesboro
Joplin
Jupiter
Jurupa Valley
Kalamazoo
Kannapolis
Kansas City
Kansas City
Kearny
Keizer
Keller
Kenner
Kennewick
Kenosha
Kent
Kentwood
Kettering
Killeen
Kingsport
Kirkland
Kissimmee
Knoxville
Kokomo
La Crosse
La Habra
La Mesa
La Mirada
La Puente
La Quinta
Lacey
Lafayette
Lafayette
Laguna Niguel
Lake Charles
Lake Elsinore
Lake Forest
Lake Havasu City
Lake Oswego
Lakeland
Lakeville
Lakewood
Lakewood
Lakewood
Lakewood
Lancaster
Lancaster
Lancaster
Lancaster
Lansing
Laredo
Largo
Las Cruces
Las Vegas
Lauderhill
Lawrence
Lawrence
Lawrence
Lawton
Layton
League City
Leander
Lee’s Summit
Leesburg
Lehi
Lenexa
Leominster
Lewisville
Lexington-Fayette
Lima
Lincoln
Lincoln
Linden
Little Elm
Little Rock
Littleton
Livermore
Livonia
Lodi
Logan
Lombard
Lompoc
Long Beach
Longmont
Longview
Lorain
Los Angeles
Louisville/Jefferson County
Loveland
Lowell
Lubbock
Lynchburg
Lynn
Lynwood
Macon-Bibb County
Madera
Madison
Madison
Malden
Manassas
Manchester
Manhattan
Mankato
Mansfield
Mansfield
Manteca
Maple Grove
Maplewood
Marana
Margate
Maricopa
Marietta
Marlborough
Martinez
Marysville
McAllen
McKinney
Medford
Medford
Melbourne
Memphis
Menifee
Mentor
Merced
Meriden
Meridian
Meridian
Mesa
Mesquite
Methuen
Miami
Miami Beach
Miami Gardens
Middletown
Middletown
Midland
Midland
Midwest City
Milford
Milpitas
Milwaukee
Minneapolis
Minnetonka
Minot
Miramar
Mishawaka
Mission
Mission Viejo
Missoula
Missouri City
Mobile
Modesto
Moline
Monroe
Montclair
Montebello
Monterey Park
Montgomery
Moore
Moorhead
Moreno Valley
Morgan Hill
Mount Pleasant
Mount Prospect
Mount Vernon
Mountain View
Muncie
Murfreesboro
Murray
Murrieta
Muskegon
Muskogee
Nampa
Napa
Naperville
Nashua
Nashville-Davidson
National City
New Bedford
New Berlin
New Braunfels
New Britain
New Brunswick
New Haven
New Orleans
New Rochelle
Newark
Newark
Newark
Newport Beach
Newport News
Newton
Niagara Falls
Noblesville
Norfolk
Normal
Norman
North Charleston
North Las Vegas
North Lauderdale
North Little Rock
North Miami
North Miami Beach
North Port
North Richland Hills
Northglenn
Norwalk
Norwalk
Norwich
Novato
Novi
O’Fallon
Oak Lawn
Oak Park
Oakland
Oakland Park
Oakley
Ocala
Oceanside
Ocoee
Odessa
Ogden
Oklahoma City
Olathe
Olympia
Omaha
Ontario
Orange
Orem
Orland Park
Orlando
Ormond Beach
Oro Valley
Oshkosh
Overland Park
Oviedo
Owensboro
Oxnard
Pacifica
Palatine
Palm Bay
Palm Beach Gardens
Palm Coast
Palm Desert
Palm Springs
Palmdale
Palo Alto
Panama City
Paramount
Parker
Parma
Pasadena
Pasadena
Pasco
Passaic
Paterson
Pawtucket
Peabody
Peachtree Corners
Pearland
Pembroke Pines
Pensacola
Peoria
Peoria
Perris
Perth Amboy
Petaluma
Pflugerville
Pharr
Philadelphia
Phoenix
Pico Rivera
Pine Bluff
Pinellas Park
Pittsburg
Pittsburgh
Pittsfield
Placentia
Plainfield
Plainfield
Plano
Plantation
Pleasant Grove
Pleasanton
Plymouth
Pocatello
Pomona
Pompano Beach
Pontiac
Port Arthur
Port Orange
Port St. Lucie
Portage
Porterville
Portland
Portland
Portsmouth
Poway
Prescott
Prescott Valley
Providence
Provo
Pueblo
Puyallup
Quincy
Quincy
Racine
Raleigh
Rancho Cordova
Rancho Cucamonga
Rancho Palos Verdes
Rancho Santa Margarita
Rapid City
Reading
Redding
Redlands
Redmond
Redondo Beach
Redwood City
Reno
Renton
Revere
Rialto
Richardson
Richland
Richmond
Richmond
Rio Rancho
Riverside
Riverton
Roanoke
Rochester
Rochester
Rochester Hills
Rock Hill
Rock Island
Rockford
Rocklin
Rockville
Rockwall
Rocky Mount
Rogers
Rohnert Park
Romeoville
Rosemead
Roseville
Roseville
Roswell
Roswell
Round Rock
Rowlett
Roy
Royal Oak
Sacramento
Saginaw
Salem
Salem
Salina
Salinas
Salt Lake City
Sammamish
San Angelo
San Antonio
San Bernardino
San Bruno
San Buenaventura (Ventura)
San Clemente
San Diego
San Francisco
San Gabriel
San Jacinto
San Jose
San Leandro
San Luis Obispo
San Marcos
San Marcos
San Mateo
San Rafael
San Ramon
Sandy
Sandy Springs
Sanford
Santa Ana
Santa Barbara
Santa Clara
Santa Clarita
Santa Cruz
Santa Fe
Santa Maria
Santa Monica
Santa Rosa
Santee
Sarasota
Savannah
Sayreville
Schaumburg
Schenectady
Schertz
Scottsdale
Scranton
Seattle
Shakopee
Shawnee
Sheboygan
Shelton
Sherman
Shoreline
Shreveport
Sierra Vista
Simi Valley
Sioux City
Sioux Falls
Skokie
Smyrna
Smyrna
Somerville
South Bend
South Gate
South Jordan
South San Francisco
Southaven
Southfield
Spanish Fork
Sparks
Spartanburg
Spokane
Spokane Valley
Springdale
Springfield
Springfield
Springfield
Springfield
Springfield
St. Charles
St. Clair Shores
St. Cloud
St. Cloud
St. George
St. Joseph
St. Louis
St. Louis Park
St. Paul
St. Peters
St. Petersburg
Stamford
Stanton
State College
Sterling Heights
Stillwater
Stockton
Streamwood
Strongsville
Suffolk
Sugar Land
Summerville
Sumter
Sunnyvale
Sunrise
Surprise
Syracuse
Tacoma
Tallahassee
Tamarac
Tampa
Taunton
Taylor
Taylorsville
Temecula
Tempe
Temple
Terre Haute
Texas City
The Colony
Thornton
Thousand Oaks
Tigard
Tinley Park
Titusville
Toledo
Topeka
Torrance
Tracy
Trenton
Troy
Troy
Tucson
Tulare
Tulsa
Turlock
Tuscaloosa
Tustin
Twin Falls
Tyler
Union City
Union City
Upland
Urbana
Urbandale
Utica
Vacaville
Valdosta
Vallejo
Valley Stream
Vancouver
Victoria
Victorville
Vineland
Virginia Beach
Visalia
Vista
Waco
Wake Forest
Walnut Creek
Waltham
Warner Robins
Warren
Warren
Warwick
Washington
Waterbury
Waterloo
Watsonville
Waukegan
Waukesha
Wausau
Wauwatosa
Wellington
Weslaco
West Allis
West Covina
West Des Moines
West Haven
West Jordan
West Lafayette
West New York
West Palm Beach
West Sacramento
West Valley City
Westerville
Westfield
Westland
Westminster
Westminster
Weston
Weymouth Town
Wheaton
Wheeling
White Plains
Whittier
Wichita
Wichita Falls
Wilkes-Barre
Wilmington
Wilmington
Wilson
Winston-Salem
Winter Garden
Woburn
Woodbury
Woodland
Woonsocket
Worcester
Wylie
Wyoming
Yakima
Yonkers
Yorba Linda
York
Youngstown
Yuba City
Yucaipa
Yuma