No Income Verification means that you are getting a true stated income loan with no 4506, tax returns, paystubs or other income verification.

Our program allows for up to 25 million dollar loan amount and 90%
loan to value.
Some of our programs have No income, no employment, no reserves, NO minimum DSCR calculations.

Lending Territories

California Cities:
Bakersfield, CA
Chico-Redding, CA
Eureka, CA
Fresno-Visalia, CA
Los Angeles, CA
Monterey-Salinas, CA
Palm Springs, CA
Sacramento, CA
Stockton, CA
Modesto, CA
San Diego, CA
San Francisco, CA
Oakland, CA
San Jose, CA
Santa Barbara, CA
Yuma, AZ-El Centro, CA

Florida Cities:
Fort Myers (Ft Myers)-Naples, FL
Gainesville, FL
Jacksonville, FL
Miami-Fort Lauderdale (Ft Lauderdale), FL
Mobile, AL-Pensacola (Fort Walton Beach – Ft Walton Beach), FL
Orlando-Daytona Beach-Melbourne, FL
Panama City, FL
Tampa-Saint Petersburg (St Petersburg) (Sarasota), FL

Georgia Cities:
Albany, GA
Atlanta, GA
Augusta, GA
Columbus, GA
Macon, GA
Savannah, GA
Thomasville, GA

Loan Program Highlights:

True stated commercial & NOO
LTVs up to 80%
Loans from $200K to $5 Million
Amortizations up to 30 years
Most property types eligible
No seasoning requirements
Cash-out OK


Max LTV 70%
Max Loan Amount: 3 Million
No 4506
Apply Now!

Here is the best stated income program for people who want these applications that are no doc. The self employed borrower who is having a hard time showing their income can take solace with Custom Mortgage’s No Income Verification program. It seems in case you pay yourself a salary or have high deduction or bank statements income is not consistent, we have the solution for you. If tax returns are not an option or it is a nuisance to prove your income and qualify for your loan, apply with us and get your home financing within 30 days. This is where the self employed borrower comes to get financing.
This loan is based mainly on your self employment history, minimum 2 years required and you will not have to establish prove your income. These programs are for business men and women who need a alternative type of income verification.

These people usually rent because they don’t claim nearly what they actually make. These borrowers are ripe for the no doc applications and may benefit greatly by utilizing them for a refinance or purchase mortgage loan.