Conventional Home Loans

Convention Mortgage programs from custom mortgage are some of the best in the industry.  Contact us today to find out more.

Available for Purchases, Cash-Out Refinance, Rate and term refinances

Terms available: 10, 15, 20, 25, 30 yr fixed and 15, 30 yr fixed for High Balance

Eligible Borrowers: U.S. Citizens, Permanent Resident Alien, Non-Permanent Resident Alien

Residence Types:

OO Primary residence
2nd  homes
1-2 unit properties
FNMA approved condos and PUDs
Manufactured housing
Non-Owner occupied - Investment properties
Ineligible Property:

3 - 4 unit properties
Non-Approved and non-warranty condos
Co-ops, Condotel and lodging units
Single-wide manufactured home
Loan Amount: Conforming and High Balance loan limits (click here)
Max LTV:

Primary Residence = 97% for Purchase and rate & term refinance *** 85% for cash out refinances
Non-owner = 85% for purchase & rate & term refinance *** 85% for cash out refinances
Minimum FICO: 620

Mortgage Insurance: Follow DU findings. Standard MI coverage required.